PERLINDUNGAN HUKUM DALAM EQUITY CROWDFUNDING TERHADAP PEMODAL (PERBANDINGAN INDONESIA DAN AMERIKA SERIKAT)

Abstract

This article discusses Equity Crowdfunding (ECF) and Security Crowdfunding (SCF in Indonesia, as well as legal protection for investors in the context of violations that occurred at PT Santara Daya Inspiratama. Crowdfunding, as a method of raising funds through online platforms, allows business owners to invite the public to invest in their project. However, the PT Santara case shows a violation of regulations regulated in POJK Number 57 of 2020, where the OJK imposed sanctions because the company did not fulfill its legal protection obligations Investors in Indonesia are regulated by various regulations, but they still need to be strengthened, especially in terms of transparency and clarity of information. Apart from that, this article also discusses ECF regulations in the United States which are regulated by the JOBS Act and Regulation CF, which provide more comprehensive protection for investors. including strict sanctions for violations While the two countries have different approaches to the regulation of equity crowdfunding, it is important for both to continue to refine the regulatory framework, with a focus on investor protection and investor education, to ensure the responsible growth of crowdfunding.

Keywords: Equity Crowdfunding, Security crowdfunding, Legal protection,  Indonesia, Amerika.